Critical Illness Insurance

If diagnosed with a critical illness, many individuals would need to use their retirement or home equity to fund their medical and non-medical expenses. The cost of lost retirement income can be in the hundreds of thousands. Critical Illness Insurance Benefits can be used to prevent the need to use retirement savings for medical treatments in your country or other countries for homecare, medication or other unforeseen expenses.

More and more banking institutions, employers, third-party administrators, and Critical Illness Insurance companies are offering critical illness coverage as a stand-alone product or as a top-up to your disability coverage to give you more choice in treatment options.  We work with you and your insurer to determine your coverage level and provide you with the best treatment options available.